Warning: late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.

Rates

Annual Percentage Rates or APRs can appear high. It's worth noting that this is the percentage rate across one year. A short term loan however is usually paid off in one month. Our example is a good way of understanding the costs involved.

Loan example

Loan amount

Amount of money borrowed

£550
Repayment period

Total loan term

18 months
Total amount

Total repayable loan amount

£2,035

Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from lenders when you take out a loan through us. The amount we're paid may vary depending on the lender and the product. You can ask us for more information about the commission we receive.

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